Car insurance, do you need it?

I don't need car insurance as I don't drive. But I do know how important it is to have it. I have been in a few minor crashes, never my fault! And the simple procedure of getting out of the car and swapping details is so completely normal now that no one batters an eye lid. Sadly sometimes the other driver may not be insured and it could cause you some hassle but if you make sure you are covered then there should be no issues long term. I know a few people who, even though always ranted about paying, have been saved by their insurance.